Slade Trillgon
Siorai Iontach
Brotherhood of the Spider
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Posted - 2008.04.16 14:29:00 -
[1]
Edited by: Slade Trillgon on 16/04/2008 14:31:31
 Originally by: Hexxx
When things get advanced I imagine the distribution/delivery of parts would be outsourced to manufacturers who make the parts. In return for moving a few hundred million of business the way of the manufacturer the insurance company could indicate that the parts should be delivered to X at Y. Some manufacturers may have geographical coverage in some areas, others in other.
You are in the insurance business, not the logistics business.
I recommend two or three distribution centers at the most, people can use courier contracts or pick it up themselves.
Originally by: Finideach
Do you know of MFG's Hexx who would be wanting to take on the business? I'd much rather outsource manufacturing & delivery to someone who focuses on that as their business model and just request a dropship to the customer or pickup locatoin.
That was the next thing I was going to bring up. Considering the vastness of the module market have the ability to produce everything is more then a lofty task.
If you want to be able to try and provide the lost ship and modules then try to find 1-3 manufactures per racial regional that is centered in the regional trading hubs. Try to have most races ships and most popular modules covered and have them provide the modules for replacement at the regional trading hub. If a module or ship comes up that is not available at the time then Jita could be the default pick up.
You are in the insurance buisness and unless the contracts include delivery then it should be up to the pilot to arrange delivery or pick-up. IRL you have to choose a repair shop, have it towed, pay the deductable, and pick up the fixed product. at best you have an Insurance company that may cover with the towing cost, but we have no towing of destroyed ships in EVE. 
Also another thing that popped into my head is to sell coverage at varying levels. Look at the most popular fittings for PvP and PvE and then create an average for the high end ships then work things down from there.
Say..
T1 ship w/ Full T1 fittings = said payout
T1 ship w/ Partial T2 fittings = said payout
T2 ship w/ Full T2 fittings = said payout
T2 ship w/ Full T1 fittings = said payout
T2 ship w/ Partial T2 fittings = said payout
T2 ships w/ Full T2 fittings = said payout
...and so on
Possible have supplemental insurance for individuals that have trained up additional T2 fittings or have the ability to upgrade the coverage.
I do not even know if these options are really viable and make sense but they are some ideas that popped into my head. It is a crazy place, my mind that is .
Slade
P.S. To everyone I would keep in mind that insurance is not available to completely replace said insured items, but to ease the pain of loss/damage of said items. So stick with the KISS principle at the begining then expand. |